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Read unbiased reviews and ratings from fellow consumers.Auto Credit Express is a Financial Company, operating out of West Springfield, MA.see more. Auto Credit Express Auto Loan Review. ConsumersAdvocate.org Rating: 7 / 10 (Very good).Founded in 1999 in Auburn, Michigan, Auto Credit Express is a loan consulting service dedicated to helping customers with poor credit obtain loans. Top Rated Auto Loans. See All Auto Loan Reviews.